Harry Tyrer

Tyrer spent years on loan away from Everton's academy. He worked through non league football and then up through the lower divisions, gaining regular senior experience that goalkeepers fast tracked into a big club rarely get early. He built a reputation for sharp reflex saves during his academy days, and that reputation followed him through every subsequent loan. Each club he joined handed him a genuine starting role rather than treating him as backup cover.

The question with a keeper who develops this way is whether his reactions hold up once Cardiff's level of opponent becomes more clinical. Every loan club trusted him with the shirt, which suggests genuine ability rather than simple convenience, though Cardiff represents a different scale of scrutiny entirely. How quickly he adjusts to that increased pressure will decide how big a role he eventually plays.